Employee Benefits

Community Action is pleased to offer a comprehensive benefits package, including competitive insurance premiums.  Coverage is available to regular employees scheduled to work 20 or more hours per week and premiums are pro-rated for those working between 20-29 hours per week. Most benefits are available for an employee’s family, which may include a domestic partner.

 

HEALTH INSURANCE:  For those working 30 or more hours per week the agency pays 80% of the plan premium for our core plan.  The core plan is HNE’s Essential 3000 HMO.  Community Action also pays the first 50% of the deductible for each plan through an embedded HRA account.

 

DENTAL INSURANCE: For those working 30 or more hours per week, Community Action pays 50% of the premium for dental insurance.  Community Action offers two dental plans. 

 

SHORT-TERM & LONG-TERM DISABILITY INSURANCE:  Short-term pays up to 60% of wages for up to 11 weeks, which includes a 2-week waiting period.  Long-term pays up to 60% of wages.  Payment is dependent on claim approval by Mutual of Omaha.

 

RETIREMENT PLAN: Employees meeting plan eligibility requirements may participate in Community Action’s Retirement plan offered through VALIC or TIAA-CREF.  Once an eligible employee has completed their initial 12 months of employment with at least 1,000 hours worked OR works at least 1,000 hours during a subsequent plan year, Community Action will match employee contributions, up to 2% of salary.  Employees are vested in the employer’s contributions once they have served three plan years with at least 1,000 hours worked in each. 

 

FLEXIBLE SPENDING PLANS: Employees may contribute pre-tax dollars to a Medical or Dependent Care FSA. Contributions of up to $2,650 per plan year are permitted for the Medical FSA and up to $5,000 per plan year for the Dependent Care FSA.  These funds can be used for qualified out-of- pocket medical (co-pays, deductibles, glasses, contacts, etc.) and/or dependent care expenses. A carryover of up to $500 is allowed for the Medical FSA. One can save approximately 20% on eligible out-of-pocket expenses, depending on individual tax rate. 

VISION INSURANCE FROM EYEMED: Employees may enroll in the vision plan offered by EyeMed.  The cost of this plan is paid 100% by the employee and Community Action is pleased to offer this insurance at a group rate and on a pre-tax basis.

 

VACATION/PERSONAL TIME/PAID HOLIDAYS: Community Action offers generous time off in the form of accrued time and paid holidays.  A full-time employee initially accrues 15 vacation days, 3- personal days, and 1-floating holiday over a one-year period. Additionally, the agency recognizes 11.5 paid holidays. That is a possible 30.5 days of paid time off!  Vacation accrual rates increase after 3, 5 & 10 years of service. Employees are encouraged to schedule time away from work. Unused vacation time carries over to a maximum of 187.5 hours and any unused balance is paid out when employment ends.

 

OTHER PAID TIME OFF: Regular employees accrue sick leave equivalent to 12 days per year.  Unused sick accruals carry over to a maximum of 262.50 hours and can be beneficial to replace income if a medical leave is needed. Additionally, paid leave may be available for certain Bereavement and Civil Leave situations.

 

ADDITIONAL BENEFITS AVAILABLE TO ALL EMPLOYEES

As a Community Action employee, you are eligible to receive discounted memberships and rates at various businesses. 

  • Group discount on auto and home (renter) insurance from Whalen Insurance

  • Discounted membership to B.J.’s Wholesale Club

  • Student Loan Forgiveness credit

  • Wireless phone plans

  • Staples Business Advantage Account



To learn more about our benefit options, please call: 413-376-1137

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393 Main Street, Greenfield, MA 01301 

with sites and services across Franklin, Hampshire, and Hampden Counties

413-774-2318 • 413-582-4230 • 978-544-5423  

info@communityaction.us

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Community Action Pioneer Valley

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